Need an appraisal for an FHA-backed mortgage? Call Gardner & AssociatesWe assure you that Gardner & Associates is an FHA-certified appraisal company in TX. This means that we are certified and approved by the FHA to do appraisals for house loans backed by them. Part of the regular training our staff at Gardner & Associates receives deals exclusively with decoding the FHA's documentation and their rules and procedures. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower doesn't pay their loan. The FHA and their loan programs are created to benefit low-to-moderate income buyers help meet credit expectations if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly beneficial to those consumers with less accessible cash. |